Legal

Effective Date: June 11, 2026

By accessing or using Margofy's platform, you agree to be bound by these Terms of Service.

Margofy provides monthly management reporting, financial analytics, benchmarking, and operational insights based on customer-provided business data, designed to help food business owners better understand performance and profitability.

Users are responsible for the accuracy of the information they upload to the platform and for maintaining the confidentiality of their account credentials.

Margofy may modify, suspend, or discontinue any portion of the service at any time, with or without notice.

Subscription fees are billed according to the selected plan and are non-refundable except where required by applicable law.

All software, reports, dashboards, designs, methodologies, and intellectual property associated with the platform remain the exclusive property of Margofy LLC.

To the maximum extent permitted by law, Margofy LLC shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or related to the use of the platform.

These Terms shall be governed by the laws of the State of Florida, United States, without regard to conflict of law principles.

Effective Date: June 11, 2026

Margofy respects your privacy and is committed to protecting the information entrusted to us.

We may collect and process:

• Business and food-service operation information
• Financial performance data
• Sales and operational metrics
• User account information
• Technical and usage information

This information is collected solely for the purpose of providing, improving, and securing our services.

Margofy does not sell customer data to third parties.

Information may be shared with trusted service providers solely as necessary to support the delivery of our services, subject to appropriate confidentiality and security obligations.

We maintain reasonable administrative, technical, and physical safeguards designed to protect customer information against unauthorized access, disclosure, alteration, or destruction.

Users may request access to, correction of, or deletion of their personal information by contacting us directly.

All customer data uploaded to or processed through the Margofy platform remains the sole and exclusive property of the customer.

Margofy acts solely as a service provider and data processor with respect to customer data.

Margofy does not acquire ownership rights in customer data and will not use customer-specific information for purposes unrelated to providing, maintaining, and improving the service.

Aggregated, anonymized, and non-identifiable data may be used to improve platform functionality, develop benchmarks, and enhance reporting capabilities.

Upon termination of service, customers may request deletion of their data, subject to applicable legal, regulatory, and contractual requirements.

Protecting customer data is a core responsibility of Margofy.

We implement commercially reasonable security measures, including:

• Encrypted data transmission
• Secure cloud infrastructure
• Access controls and authentication measures
• Routine backups
• Monitoring and logging of system activity
• Vendor security assessments where appropriate

While no system can guarantee absolute security, Margofy maintains safeguards designed to protect customer information against unauthorized access, misuse, or disclosure.

Customers are responsible for maintaining the security of their account credentials and devices.

Margofy provides monthly management reporting, financial analytics, benchmarking, and operational insights designed to help food business owners better understand performance and profitability.

Margofy is a software platform and does not provide public accounting, bookkeeping, tax, legal, investment, audit, or other licensed professional services. The information, insights, benchmarks, forecasts, commentary, and reports available through the platform are provided for general business visibility and decision-support purposes only and should not be relied on as accounting, tax, legal, financial, investment, or other professional advice.

Customers are responsible for reviewing their own records, confirming the accuracy and completeness of the data they provide, and making their own business, accounting, tax, and operational decisions. Where appropriate, customers should consult qualified professional advisors regarding accounting treatment, tax filings, legal obligations, financing decisions, or other matters requiring professional judgment.

Margofy does not guarantee future financial performance, profitability, operational outcomes, or business results. Platform outputs may depend on the completeness, accuracy, timing, and classification of the data provided by the customer.